tag:blogger.com,1999:blog-7905282806458294716.post7854771493779720107..comments2008-02-26T16:01:59.868-08:00LaShon James-Majorhttp://www.blogger.com/profile/09032133967331328231noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7905282806458294716.post-83002056091741820702008-02-25T18:58:00.000-08:002008-02-25T18:58:00.000-08:00<A HERF="http://www.makemoneyonlineplace.blogspot.com">Reverse Mortgage Loan</A><BR/><BR/>When looking around for a personal loan, most people will first look at the APR. If you have a perfect credit history then this is a good indicator for you, but if you're one of the millions in Britain with a less than perfect score, it may be misleading. <BR/><BR/>The words 'Typical APR' are what lenders use to draw you in. In truth, only a small percentage of applicants actually get that golden figure. The fact that they say 'Typical APR' and not 'Actual APR' means that the interest varies for each individual. <BR/><BR/>The word 'typical' is not one that applies in most cases, at least not in the world of finance. For someone to get the typical APR they would have to have been extremely diligent with their credit in the past – not, as some people think, have no credit at all. Having no credit history makes you unpredictable in the eyes of the lender, and it's almost as hard getting credit with no rating as with a bad one. <BR/><BR/><BR/><A HERF="http://makemoneyonlineplace.blogspot.com/2008/02/federal-home-loan-mortgage.html">Federal Home Loan Mortgage</A>Federal Home Loan Mortgagehttp://makemoneyonlineplace.blogspot.com/2008/02/federal-home-loan-mortgage.htmlnoreply@blogger.comtag:blogger.com,1999:blog-7905282806458294716.post-62412182802593224942008-02-20T02:00:00.000-08:002008-02-20T02:00:00.000-08:00And a legal system that "encourages" or strong-arms lenders into relaxing standards for "disadvantaged" communities i.e. blacks is unfair. Look at some of the cities with the highest foreclosure rates - like Detroit, Tampa, Compton - all cities with hardcore populations of permanent black underclass.Poly Muthumbihttp://www.blogger.com/profile/18039413974261796541noreply@blogger.com